Payment Policy

At AINIWU, we strive to provide a secure and convenient shopping experience. This policy outlines the terms and conditions specific to using PayPal as a payment method on our website, ainiwu.com. By selecting PayPal at checkout, you agree to the terms described herein, in addition to our general Terms of Service and Privacy Policy.

1. About PayPal

PayPal is a third-party digital wallet service that allows you to make secure online payments without directly sharing your financial details with merchants. When you choose PayPal, you will be redirected to PayPal's secure platform to complete your transaction.

2. How to Pay with PayPal

At checkout, select “PayPal” as your payment method.

You will be securely redirected to the PayPal website or a hosted checkout page.

Log in to your PayPal account or choose to pay with a linked debit/credit card without an account (where available).

Review the payment details and confirm the transaction.

Upon successful authorization, you will be redirected back to AINIWU.com to view your order confirmation.

3. Payment Authorization & Order Processing

Your order will be submitted to us only after PayPal has successfully authorized your payment.

Submitting an order via PayPal constitutes your authorization for us to charge the full order total (including tax and shipping) to your selected PayPal funding source.

All orders paid with PayPal are subject to our standard order verification and fraud prevention checks. We reserve the right to cancel any order if payment authorization is not received, is declined, or is suspected to be fraudulent.

4. Currency & Pricing

All transactions on AINIWU.com are processed in US Dollars (USD).

If your PayPal account uses a different currency, PayPal will handle the currency conversion at the exchange rate and fees determined by PayPal at the time of the transaction. Please review PayPal's terms for current conversion rates and any applicable cross-border fees.

5. Refunds & Returns for PayPal Purchases

All refunds for orders originally paid with PayPal will be processed back to your original PayPal account. We cannot issue refunds to an alternate payment method or bank account.

The refund will be issued in USD. Any currency conversion losses or gains due to exchange rate fluctuations between the time of purchase and refund are the responsibility of the customer, as determined by PayPal's policies.

The timing for the refund to appear in your PayPal balance or linked funding source depends on PayPal's internal processing and your bank, typically within 3-10 business days after we initiate the refund.

6. Security & Disputes

PayPal provides a secure payment environment. We do not receive or store your full credit card or bank account details when you use PayPal.

For any issues related directly to the PayPal payment transaction (e.g., unauthorized charges, login issues), you must contact PayPal Customer Service directly through your PayPal account resolution center.

For issues related to your AINIWU order (e.g., product defects, wrong item received, shipping inquiries), please contact AINIWU Customer Service at assistance@ainiwu.com. We will work with you to resolve the issue in accordance with our Return & Refund Policy.

7. Liability

AINIWU is not responsible for the operations, security, or service failures of the PayPal platform. Your use of PayPal is governed by PayPal's User Agreement. We encourage you to review their terms and privacy policy.

8. Contact Us

For questions about this PayPal Payment Policy or your AINIWU order, please contact:

AINIWU Customer Service
Email: assistance@ainiwu.com
Phone: +1 318-545-6266
Address: 3742 High Meadow Lane, Walden, CO 80480, USA